Perspective Goal Number Two: Build an Intelligent, Workable Financial Tracking System

All of us need some kind of intelligent, workable financial tracking system. The system that is right for you today is going to be different than the system that was right for you five or 10 years ago. If you're a hardworking single dad raising three children on $3,000 a month, you're going to need a budgeting system that accounts for every dollar. A well-paid executive earning $350,000 a year who doesn't have any debt except his mortgage? You don't need audgeting system that's going to track every dollar.