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421 | Secure Act 2.0 Deep Dive | Sean Mullaney

ChooseFI

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I Like Roth IRAs, Right?

The irony is that right, on the first part of RMD is it's actually a benefit for these traditional accounts. As far as we're concerned, the more flexibility, the better. At work, if we do a Roth 401k, that's great. But there is a trade off. And that's the tax deduction we could have gotten for the traditional 401k. Doesn't mean it's not the right trade off, but there really is an opportunity cost.

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