Is Now the Best Time to Start Investing?

If you have money in the market right now and it's dropped, now's not the time to pull it out. The good thing about investing continuously over time is you're able to take advantage of something called dollar cost averaging. Many employers offer matching, which is essentially they will give you a percentage up to a certain amount based on what you contribute. So that free money is 100% return immediately on the money that you put in.