Accountability, Incentives, and Lending Quality

In this episode, we break down record 60-day auto-loan delinquencies and a subprime lender’s bankruptcy to show how cracks at the fringe can ripple into tighter lending, higher costs, and broader economic strain. We also share practical guardrails for taking (or avoiding) car loans and why borrowers, lenders, and local leaders should watch these early warning signs closely.Get the top 40+ AI Models for $20 at AI Box: ⁠⁠https://aibox.ai