Navigating Mortgage Assessments: Key Factors to Consider

It’s time for your latest round of Ask Rob & Rob, and we’ve got some cracking ones this week! 

• (0:37) Andy's come across an interesting article about Labour potentially tweaking the renter's reform bill. It mentions they might introduce a French-style hardship test. Is there any real substance to this or is it just rumour mill chatter? 

• (3:11) Tom's got a chunk of capital and is considering a strategy to buy houses outright, refurbish them, and then remortgage to withdraw much of his initial investment. Now he’s wondering how banks will assess his remortgage applications; will it solely be based on the rental income or is there more to it?  

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