Are You Maximizing Your Tax-Free Bucket?

Tax rates are probably going up over time, but there is potential that down the road when I retire that tax rates will be lower. So if you are someone working on your tax-free bucket and we are in a downturn, this may be a strategy for you to consider. Maybe you've already maxed out those. Well, then we move on to step six, max out your employer-sponsored retirement options.