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Don't Try to Outsmart Us Here.
This is an indicator that the author of the letter has some general knowledge of John. It's same as knowing that he would be able to pay this amount. And then addressing him as John, I'll tell you what though, for all the reasons that many people point out that the letter itself shows no level of criminal sophistication. But don't try to outsmart us here. Just do the right thing and pay us because we'll do this again.