A new study shows that when you randomly assign people to be poor they accumulate more debt than rich people. The key insight is that there seems to be a shift in attention When you are assigned to be In the poor condition and you have fewer resources where your attention is going. This goes right back to the interview that you were mentioning, Steven Your attention is going to these urgent problems that are right in front of you And you're not making decisions that are good for you in the long term.