Mortgages Revisited: Answering your Questions
Understanding Money with Eoin McGee
Understanding Loan-to-Value Ratios
This chapter explores loan-to-value (LTV) ratios and their significance in the mortgage application process. It covers how LTV is calculated, standard borrowing limits, exceptions to these rules, and the implications of high LTV on interest rates and repayment ability. Additionally, it discusses the complexities of mortgage lending criteria, valuation processes, and financial considerations related to selling property.
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