How Do You Budget for Yourself-Employed Doctors?

For GP partners and for locums as well the key thing really is to try and work with your accountants your professional advisors and try and clarify what your likely monthly earnings are going to be in some way. If you have a fairly steady work pattern say doing six sessions a week then a projection of likely net monthly earnings is fairly easy to calculate. The delays in processing pension certificates can cause immense difficulties both for individual gps and practices so if we start with salary gps pcse can sometimes be months or years behind in pension adjustments when finally deducted from practice which employs the gp this can result in practice paying up to four figure sums to firstly reimburse the practice for pension that's finally caught