The RMD situation, like the required minimum distributions, you don't want to have to take distributions from an illiquid asset. If you write a check for any of that, you just turned all your IRA into a non- IRA. Off-directed IRA, every I has to be dotted, every T has to be crossed. It is massively, massively, massively burdensome, administratively burdensome. And it hurts a lot more than a hand slap.

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