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Ask Suze & KT Anything: How Should Beneficiaries Be Set Up?

Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

CHAPTER

How to Maximize Your Roth 401k

The true answer to this question depends on if you have a Roth 401k and if your employer matches your contribution. After that, they do not match anymore. So the answer is twofold: You cannot pass up free money. If in fact, you had an employer that did not match, then you would absolutely do a Roth IRA first before the Roth 401k.

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