How to Get a Guaranteed 5% Return on Your Emergency Fund - Money Q&A
The Personal Finance Podcast
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What Are the Current T-Bill Rates?
The way you buy T-bills is actually an auction format. You have to make sure that you are holding it in holding time periods that fit your exact criteria. The sweet spot is the six month treasury bill, which has a yield of 5.03%. So, this is how we're going to think about this when we set up a T-bill ladder for someone who has six months of expenses saved into an emergency fund.
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