The industry is shaking itself away from commission base business into, you know, the fee only world. So that's why i think older advisers are just notto the millennial thing. It's just not their cup of tea. But roboes are here ad i think they're compliments to financial advisers like me. I mean, betterment his massive wealth front is massive. Think acorns has like one point four million subscribers. And there's a lot of amazing tools out there to help people have more access to investments than ever before.

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