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Roth IRA 5-Year Rules: How to Withdraw Money With No Taxes or Penalties - 404

Your Money, Your Wealth

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What's the Difference Between Contributions and Roth Conversions?

If you have a required minimum distribution, you cannot put that directly into a Roth. You can do that, but it's just, it's not a direct transfer. So if you make her an enough for an income, if you have $6,000 of earned income, you can do a Roth contribution as long as you're below the income limitation rules.

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