Ravish: How many money nerds and how many money nerds with microphones have an opinion that one of these is definitively correct? Ravish: It doesn't make sense to try to pigeonhole somebody else's ethics or I don't know what it is. He says the more assured someone is, likely the less they know about a topic. Ravish: If you're going on some champagne and caviar and fuse shopping spree and you're going to run up a bunch of debt, credit cards are not for you.

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