Banks reported that really ugly number of fund realized losses on their securities and people finally started paying attention. The problem hasn't gone away because during 2020-21, we packed three quarters of the mortgage market into a range of about 2.5% in terms of coupons. So if you own a Gen. You may three and the Fed raises Fed funds six points,. What happens to that security? It trades in the 70s. And this is why banks are having a problem.