27min chapter

The Consumer Finance Podcast cover image

The Future of Bank-Fintech Partnerships and Banking as a Service

The Consumer Finance Podcast

CHAPTER

Navigating Bank-FinTech Partnerships

This chapter explores the evolving dynamics between FinTech companies and their banking partners, particularly in light of recent industry crises. It addresses the operational risks FinTechs face when losing banking support, the challenges of maintaining multiple partnerships, and the impact of regulatory pressures. Additionally, it calls for improved disclosure practices to enhance consumer understanding and proposes reforms to foster innovation in a regulated environment.

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