San Francisco Fed coming out with their household survey and they're saying that households are still strong in terms of the money that they have on their individual balance sheets. Despite how many years we are out from the pandemic, do you feel like things are getting a little bit weaker and softer? You know, what I can speak to Carol is the 20 million people that we serve and the last several months of seeing how important it was they got their cash. So does that mean they're excited to get it because they're flush and their bank accounts are full and their credits, their debt is low? Or does it mean, you know, that money's already spent?"

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