How to Plan for Your Retirement

The whole idea of saving for your retirement is that you enjoy the retirement. It's all well and good saying I would like to leave money for my family this or another, but actually the main priority should be yourself. And also balancing your needs with those of your partner after you've gone. Some of the decisions you make at retirement, if you die first, has implications to your partner. You want to obviously make life easy for them, but we'll talk about the fine benefit and commutation into cash. We're going to talk about tax recast generally, big area.