How to Generate an Income Score in Three Seconds

In the last three years we've done I think cost 30 billion 40 million loans. lending to e-commerce merchants is like a easy to get in business but hard to scale down. We're like 400 goods while you're good slower. Like it's very cheap. That's the reason why you were not profitable also because that space was very competitive. You didn't have a motor over there. If I don't look at the consumer business the motor is very cleanly clean. One is the acquisition channels that we have deep pipes that can do a lot of large e-commerce players which I don't think any bank can build up. Maybe they can. But it's pretty hard.