How to Manage Money in a Prosperous Way

How many people use a credit card to buy something like, I'll just put that on the card. The number of people who actually think that astounds me and I can't help but wonder how they got to that point. And if you listen to Dave Ramsey, he always recommends that you pay cash for stuff because when you paycash for things, you feel the pain of the money leaving your account at that exact moment.