Is There Any Credit Card That Is Not Part of the Global Cartel?

While we use cash as much as possible, it is impossible to make a hotel or theater reservation that a credit card watching what fees is doing. The other possibility is one of these pre funded cars where you have a certain amount of money put on a card and then you can use it online. And Ellen Brown this weekend at the Think Local Conference in Ireland mentioned something called e-cash or something again you put the money on a card. So any comments Carolyn?