We're starting to hit a record number of l l cs s querp s, corps being created. It seems like a lot of people are becoming freelance nation hundreds of thousands of new companies during the pandemic were started. I was talking to a guy this week who has a multi billion dollar consumer credit portfolio in sub prime. He said that this year the portfolio performed beyond,. like, the one per centile of the model distribution of what they expected to happen. They had the yield on the portfolio be forty % higher than they thought it would be because there's so much liquidity in the hands of individuals. And so i think, you know, am jason, while you might make