The Future of Fannie Mae and Freddie Mac

This chapter delves into the longstanding conservatorship of Fannie Mae and Freddie Mac, exploring potential political shifts following recent elections that may alter their status. It examines the complexities surrounding capital requirements for exiting conservatorship and discusses the impact of proposed legislative changes on the mortgage market and housing affordability. Additionally, the chapter addresses expected changes in congressional leadership and regulatory strategies that could influence the financial services industry.