The earliest places that are going to face this sort of existential vulnerability are places that are relatively sparsely populated. So the mountain wilderness of California or the most rural parts of the US Gulf Coast and the East Coast, these are places where there's isn't infrastructure to protect against climate disasters. But you're talking about a very different situation for a big city like Miami, for instance, where there's a lot of money to invest in a lot of infrastructure. There's just not the will to keep these places around.

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