Are Your Parents Having a Dementia?

You can't necessarily tell them how to spend their money, but I do think it's okay to let them know that you are concerned. You could refer them to credit counseling if you are concerned about your debt they might have. The National Foundation for Credit Counseling has free and low cost credit counseling available. If you feel like the conversation is going to be difficult, share some articles about the high cost of long term care.