The Future of Investments

I was just trying to square the circle around the tactical shifts that you describe a lot. So given that it sounds like we're looking at a lower return world in the future, at least compared to maybe the previous decade. Is that something that maybe you're doing with your clients as well? Have you increased? And if so, I mean, I think the case has been made, I think, fairly strongly and convincingly around trend following and some other things that are not very tax efficientjust by the nature of what they are.