Establishing Financial Stability Through Budgeting

This chapter highlights the significance of creating a 'peaks and valleys' fund to improve cash flow management. The speakers also discuss budgeting strategies and share resources to aid listeners in their financial journey.

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📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. George Kamel and Rachel Cruze answer your questions and discuss:

"How do I get my husband to allow me to have my own money?"
"Do I need to start building my credit score at 19 years-old?"
"Should I be concerned that my girlfriend has no desire to work?"
"Is my phone bill debt?"
"How do convince my 17 year old son that day trading isn't a good way to make money?"
"I'm getting divorced and drowning in debt, what do I do?"
Current housing market trends,
"Can I afford a million dollar house?"

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