What Not Is the Fastest Growing Marketplace in the US

What not is the fastest growing marketplace in the US now two years in a row, based off all the second measure credit card panel data. We officially have like 10 principles that define our culture. The most important things are we move at lightning speed and deeply understand and listen to our customers with incredible intent. You can't be risk averse. We're playing in a multi-hundred billion potentially trillion dollar market. There's two kind of shortcuts I have on this. One is I like to hire nice sharks. People are going to get after it but be good people.