Can After-Tax 401k Contributions Be Converted to a Roth IRA?

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After-tax 401k contributions can be converted to a Roth IRA. But it's not going to increase your total IRA contribution limits. If you're already maxing out your backdoor Roth IRA, then having money in an after- tax 401k is not going to give you double that allocation.

#419: Casey isn’t happy at her job. If she leaves before her one-year mark, she’ll lose her 401k contributions. Should she stay or find a new job?

Daan resides in a high-cost-of-living area where real estate appreciates rapidly. But there’s no cash flow. How should he evaluate real estate as an investment?

Emily already maximizes her 401k contributions. Should she contribute to an after-tax 401k next?

Ryan’s investing for his son. If the yield is the same between two mutual funds, can he leave his son with more money if one mutual fund pays dividends more frequently?

Former financial planner Joe Saul-Sehy and I tackle these four questions in today’s episode.

Enjoy!

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For more information, visit the show notes at https://affordanything.com/episode419

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