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01.26.23 The Labor Shortage & New Tech Efficiencies / Changing The 5 Day Work Week

The Clark Howard Podcast

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How to Refinance a 15 Year Loan at a 5.375% Rate

If you can't find a no or low closing costs refi, then just pre-pay on this mortgage that you have 26 years left on. You can do an amortization schedule based on your $123,000 balance. Teresa in Maryland says, thanks for the new IRS info and 529 plans on the podcast. We use the CoverDell Education Savings Account program to save for our kids' colleges. I would love to transfer unused college funds to a Roth for my kids instead of the alternative.

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