Getting Ready for a Night Out?

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Producer Taylor washington first brought up bynapa in one of our editorial meetings a while back. Taylor, what i remember from when you first pitched this was that we'd seen these by now pay later options on line, but nobody really understood, like, how it actually works. And so it seemed like we should look into right? Ok.

A wave of companies that allow customers to pay for items from their favorite stores in four interest-free installments has taken over the country. But is "buy now, pay later" lending too good to be true? | Subscribe to our weekly newsletter here.