The Target Date Funds Are Not Diversified, Right?

Wyatt: You should only use one fund. If you have a target date fund, that's the fun. But once you start creating a little bit more wealth and if you want to add a little bit of sophistication, where they don't work out great is when you need income from the portfolio. Wyatt: I think for a friend Wyatt there's nothing truly wrong with what you're doing. It's just a ton of overlap. And it's kind of overkill, especially, you know, and a fourth like this bridge account.