Goldman Sachs - Savings Accounts?

Goldman Sachs spent a few years recently, ginning up a retail business. As one of New York's foremost golden sexologists, what do you place the probability at that they will ever actually release this long-awaited checking account? I don't know. There's a bank called Marcus, which included in up until about a couple weeks ago, it included things like the Apple card. Now it's just like these savings accounts, which are unbelievably boring.