The Burden of Debt: Racial Disparities in Bankruptcy

This chapter explores the severe consequences of insufficient energy assistance during Minnesota's winter and the financial difficulties faced by young workers relying on debt. It highlights the racial biases present in bankruptcy proceedings, detailing how minority filers suffer disadvantages compared to their white counterparts. Through specific case studies and professional insights, the chapter emphasizes the importance of bankruptcy as a means for regaining financial stability while revealing systemic issues that exacerbate these challenges.