117: Financial Freedom by Fall — This Summer’s Rich Habits
Rich Habits Podcast
Budgeting and Side Hustles for a Frugal Summer
This chapter offers practical budgeting tips for the holiday season and summer activities, encouraging planning and low-cost alternatives. It also explores ways to monetize side hustles, manage finances effectively, and consider investment options, emphasizing the importance of paying off debt first.
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their "summer rich habits" to ensure you're on track to reach financial freedom by fall.
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Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 5/12/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.
Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.
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