Fixed Rate Borrowing in DeFi

When DeFi first started, basically there's only one reason anybody ever borrowed and that was to go levered law. Fixed rate borrowing is nice, but it's not critical because if you're getting 70% APY, whether you're paying 5% or 10% to borrow, like just isn't that important. But I think that increasingly and going forward, fixed rate borrowing is going to be more and more important as margins have come down substantially.

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