A lot of the early blockchains were just, as they said, trying to be money and like compete with Bitcoin. And then we move to this Ethereum stage K. But if you think about an externally owned account still today, it isn't entirely controlled by a single private key. That's where smart contract wallets come into play. I think that you're going to see a lot of competition now in making the user experience a lot safer and a lot more exciting for end users.

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