Welcome to the Fintech Takes Podcast, live from Money 2020.
Today, we’re diving into the state of credit—a topic I’m passionate about—but I’ve brought in two experts to lead the way. Joining me are Matthew Goldman, publisher of Cards for the Win and founder of Totavii, a consultancy for building fintech products, and Todd Pollak, CRO at Marqeta.
We'll unpack insights from Marqeta’s latest U.S. credit report and explore why credit cards are so weird–and why even satisfied customers are quick to switch on a dime.
With 3,000 credit cards on the market, differentiation is tough. So, who’s got the right formula for success? As fintechs chase profitability, credit cards are being reimagined with embedded finance, but is convenience the key, or is there a hidden danger lurking in the drive for seamlessness?
From the "unsexy" stuff (loan servicing, collections) to the sexy innovations (virtual cards, digital wallets), we explore what’s next for credit and whether it’s time to rethink how credit works.
Teaser: The real value of credit cards isn’t the money…it’s something else.
Tune in to find out!
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Follow Matthew:
LinkedIn: https://www.linkedin.com/in/matthewgoldman/
Follow Todd:
LinkedIn: https://www.linkedin.com/in/todd-pollak-991b6/
Follow Alex:
YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos
LinkedIn: https://www.linkedin.com/in/alexhjohnson
Twitter: https://www.twitter.com/AlexH_Johnson
