I Love Asset Protection Planning

I love asset protection planning. I'm very passionate about reminding people that things like retirement accounts in the united states are completely exempt from the claims of your creditors, except the i r s or divorcing spouse. Don't eve ver take money out of a creditor protected account to pay off an unsecured creditor like a credit card company. You need that money to be able to take care of you so you don't become a ward of the state, so you don’t become indigent. Do not do that. And i can't tell you how many times i have fought to save somebody.