421 | Secure Act 2.0 Deep Dive | Sean Mullaney
ChooseFI
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Fire Tax Planning
The traditional 401k has RMDs, but so do 457s, 403b's, and traditional IRAs. A lot of times, folks will retire. They've got their old 401k and they just want to move it to their own traditional IRA. That doesn't get you out of the RMD though, right? So those accounts all have RMDs. Now Roth accounts don't have R MDMs. It's easily solved by moving from the Roth 401k to Roth IRA. But what happens is if you've got a large balance in a, say 401k, traditional IRA, 403b, whatever it might be, under the old rules, guess what? It
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