Oak Tree Capital Management L P.

This memorandum expresses the views of the author as of the date indicated, and such views are subject to change without notice. It should not be assumed that past investment performance is an indication of future results. Oak tree believes that the sources from which such information has been obtained are reliable but cannot guarantee the accuracy or completeness of such information. The information contained herein does not constitute, and should not be construed as an offering of advisory services or an offer to or solicitation to buy any securities or related financial instruments in any jurisdiction.