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Fintex
Lending is a low margin, high volume business. Credit is the largest revenue driver of all these products. As companies try to increase revenues for customers that they have acquired over the past decade, credit is the most obvious way to move forward for them. Onbo i will see more companies like onbo i'll come into the market offering the offering a shorter path,. A simpler path, a more complient path, to take company's life. We don't think it's slowing down any time soon.