Preretirement and Pre Retirement - It's More Than 20 Tirtes, Forty

i call coupling nesting in pearint, which is ao, starting to deal with money as a couple. Or finding somewhere to live, and then potentially becoming a apparent. And that's really the audience. Don't really focus on pre retiries and retiries here. It's more than 20 tirtes, forty. I'd like to hypothesise, vince, that if we all these foundations in our life, set up so where we live, what we drive those two is forty % of your exactly at your budget licause im of the view fundamentally, live on less than you earn.