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Fintech Evolution: From Crisis to Opportunity
This chapter explores the shift from traditional banking to fintech following the financial crisis, emphasizing how consumer access to financial services has evolved. It details the development of innovative solutions for underserved populations, including the use of alternative data for credit assessments and the rise of platforms like Robinhood. Additionally, the discussion highlights the integration of AI and machine learning in enhancing user experiences and financial recommendations within a transforming marketplace.