I would definitely in the beginning stay away from cyclical industries. So in this drills, energy, I wouldn't touch in the beginning. Really like a defensive first. And then you automate that as soon as the money comes in and you open up your portfolio out of 15 years and you start living off it. That's how I rate this portfolio. You have 1% left over to go mad. Yeah. If you have a portfolio of ETFs like this, you could just do it with my wife does. Exactly. But generally that's the beauty ofETF investing. We don't have access to some of these Indexes either. It doesn't need to be even be distracted at

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