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i don't know how much of a deal breaker or maker this is, i don't really use my card that much, but it's pretty cool. You can now essentially have like a family sharing or a spouse sharing plan on the same apple card and build credit together. An apple takes a cut and a you basically have to get into that programme somehow. Also, tim cook needs to make an apple fitness plus class, because he looks he did lik ana sell ya. He did crat.