The Debt Snowball Method Is the Most Efficient Way to Get Out of Debt

To go with a high unrealistic number of 12 percent to start with is wrong, in my opinion. And then to say that mutual funds can allow you to beat that? That's just a lot of weird advice going on right there. If mutual funds continually would be the index, everybody would get that one. Like you would just know it and that's just how it works. No one would be buying stocks. No oneWould be doing anything except buying whatever this magical Ramsey mutual fund is. Okay. Next one is the debt snowball method is the most efficient. So that's what he says. He teaches everybody is the Debt Snowball Method. It's basically that you pay off the smallest