Most of the time, this is going to work out for most people. You use a wrath account during anything that's not a peak earnings year. If you have extended maternity or paternity leave, those are all good years for tax deferred accounts. Just be careful when you are looking at the amount of money you have left after tax,. Not just the total amount of tax paid.
This episode is all about retirement accounts. We are answering your questions regarding TSPs, what to do with old retirement accounts, how to set up retirement accounts, Roth conversions, Backdoor Roth IRAs and so much more.
We have a number of great resources on the WCI blog regarding retirement accounts and financial advisors that can help you make a financial plan. Check out the recommended tab on the blog https://www.whitecoatinvestor.com for recommended financial advisors and retirement accounts.
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